POS: Confesercenti, sanzioni inopportune, inique per le piccole imprese

Accanimento inutile, dal 2014 ad oggi oltre 2 milioni di POS in più nelle imprese. Imprese già sostengono 772 milioni di euro di spesa l’anno in commissioni, esentare almeno transazioni fino a 50 euro. Aprire ai pagamenti next-gen, ad oggi esclusi dal provvedimento

 

L’introduzione di sanzioni per chi non accetta pagamenti ‘di qualsiasi importo’ con carta e bancomat è un provvedimento inopportuno e iniquo per le imprese più piccole, per le quali il costo della moneta elettronica – soprattutto sulle transazioni di importo ridotto – è già molto elevato: circa 772 milioni di euro l’anno, fra commissioni e acquisto/comodato del dispositivo.

Così Confesercenti. 

Con le sanzioni non si limita dunque solo la libertà d’impresa, ma si introduce un ulteriore aggravio, visto che le attività saranno ora costrette ad accettare pagamenti via POS anche quando i costi sono eccessivi. Molte realtà del commercio e dei servizi, infatti, sono caratterizzate da margini molto stretti, che rischiano di essere fortemente ridotti o addirittura azzerati dal costo delle commissioni.

Per queste imprese, l’introduzione di sanzioni sembra un vero e proprio accanimento. Oltretutto poco utile alla causa della moneta elettronica, la cui adozione continua da anni a crescere ininterrottamente: tra il 2014 ed il 2021, anche senza multe, i POS nelle imprese sono più che raddoppiati, passando da 1,8 a 4,1 milioni.

Una rivoluzione sostenuta a proprie spese dalle imprese, che hanno accettato aggravi importanti, con un costo medio legato all’utilizzo del POS compreso fra l’1% della transazione per i POS fissi e il 2,7% per i POS cordless di ultima generazione. Si tratta inoltre di un costo con natura regressiva, che tende ad aumentare al ridursi delle dimensioni dell’esercizio. In termini assoluti, il costo per l’esercente arriva fino a 1081 euro, a seconda del tipo di dispositivo utilizzato e del relativo contratto, oltre che del volume delle transazioni.

Confesercenti è favorevole ad incentivare la moneta elettronica: un vantaggio per tutti, visti i rischi di sicurezza derivanti dalla gestione del contante. La strada da percorrere, però, non è quella dell’imposizione, ma della riduzione delle commissioni applicate per l’accettazione di carte di credito e di debito, che dovrebbero essere azzerate per importi fino a 50 euro. Va promossa, allo stesso tempo, la competizione tra carte di credito e di debito e i sistemi di pagamento tecnologicamente più evoluti, come quelli next-gen, il cui costo di utilizzo per gli esercenti è già oggi notevolmente inferiore, ma che rimangono ingiustamente esclusi dal provvedimento.

Circolare credito di imposta per il settore moda e accessori

E’ stato pubblicato sul sito delle Agenzie delle Entrate, il Provvedimento Direttoriale n.236366/2022 relativo al credito d’imposta per il settore tessile, moda ed accessori.

L’agevolazione di cui sopra è stata fortemente sostenuta dalla FISMO Confesercenti ed introdotta dal Decreto Rilancio n.34 del 2020, come forma di sostegno alle imprese attive nell’industria tessile della moda, delle calzature e della pelletteria. Tale agevolazione permetterà di aver un riconoscimento di un credito d’imposta pari al 30% del valore delle rimanenze finali di magazzino eccedente la media del valore registrato nei tre anni precedenti a quello di spettanza del beneficio. Il credito d’imposta è inoltre riconosciuto sull’aumento delle rimanenze finali di magazzino limitatamente al periodo d’imposta in corso alla data di entrata in vigore del DPCM del 9 marzo 2020 ed a quello in corso al 31 dicembre 2021.

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Adesione CIPREG Centro italiano per la previdenza dei gestori distributori carburanti

Come noto il CIPREG ha stipulato nel corso degli anni con primarie compagnie assicurative, più polizze che garantiscono ai gestori il capitale corrispondente al bonus di fine gestione, così come previsto e quantificato negli accordi collettivi nazionali sottoscritti ai sensi della normativa del settore.
La scelta del CIPREG nella selezione delle compagnie è ricaduta sulle più solide società assicurative italiane UnipolSai e Generali.
I rendimenti ottenuti dal CIPREG, sono molto competitivi rispetto ai rendimenti garantiti dai titoli di Stato ed altre forme di accantonamento con elevato livello di garanzia di intangibilità del capitale assicurato. Le stesse compagnie petrolifere al momento della cessazione del rapporto riconoscono al gestore un bonus di fine gestione aumentato di un rendimento pari a quello dei BOT ad un anno. Tuttavia, come sempre avvenuto in passato, anche quest’anno la gestione del CIPREG assicura ai gestori aderenti un rendimento di gran lunga superiore a quello garantito dai BOT a 12 mesi.
L’invito a tutti i gestori e dunque quello di aderire spostando le somme accantonate dalla compagnia/retista al CIPREG per garantire al meglio la rivalutazione degli interessi sulle cifre accantonate.

La Camera di Commercio di Vicenza concede 50 Borse di studio

La Giunta camerale ha approvato un Bando per la concessione di Borse di studio finalizzate ad incentivare l’iscrizione a corsi di qualificazione professionale nella filiera turistica e della ricettività. Continua a leggere

What Happens to My ETH on Ethereum 2 0?

The plan is to merge it with the main Ethereum chain in the next few months. Of course, Ethereum’s move to proof of stake has been six months away for years now. “ it would take one year to POS … but it actually taken around six years,” Ethereum’s founder, Vitalik Buterin, told Fortune in May 2021. Not only does proof of work waste electricity, it generates https://www.beaxy.com/blog/bitcoin-satoshi-vision-bsv/ electronic waste as well. Specialized computer servers used for crypto mining often become obsolete in 1.5 years, and they end up in landfills. Questions and responses on finder.com are not provided, paid for or otherwise endorsed by any bank or brand. These banks and brands are not responsible for ensuring that comments are answered or accurate.

Coinbase Commerce Announces Feature Update, Support for New Assets – Coinspeaker

Coinbase Commerce Announces Feature Update, Support for New Assets.

Posted: Wed, 29 Jun 2022 07:00:00 GMT [source]

Here you can convert virtually anything to anything — perform USD to Ethereum exchange with any Visa or Mastercard credit card, debit card or prepaid bank card. A secure platform site with a user-friendly online converter. Start to convert fiat USD currency to ETH alternative coin today and pay zero service fee on your first order. You have currently selected the base currency Ethereum and the target currency United States dollar with an amount of 1 Ethereum.

Top Currencies

Past performance has no bearing on future performance and there can be no assurance that any cryptocurrency, token, coin, or other crypto asset will be viable, liquid, or solvent. Nothing in this or any INX communication is intended to imply that digital assets or related services are low-risk or risk-free and you should conduct your own due diligence before investing. Ethereum needs to move to proof of stake so it doesn’t further exacerbate the environmental horrors of Bitcoin. The question is, will its new system fulfill all the promises made for proof of stake? If a public blockchain isn’t decentralized, what is the point of proof of anything? You end up doing all that work—consuming vast amounts of energy or staking all those coins—for nothing other than maintaining an illusion. Finder.com is an independent comparison platform and information service that aims to provide you with the tools you need to make better decisions. While we are independent, the offers that appear on this site are from companies from which finder.com receives compensation. We may receive compensation from our partners for placement of their products or services.

  • Sign up for an account in minutes to buy crypto using credit card or bank transfer.
  • ETH is the currency code for the cryptocurrency Ethereum.
  • We then need to let the aggregator know the address for the price feed contract we are interested in.
  • Without getting into too many details, proof of work is a protocol in which validators all attempt to solve complex equations to prove that each proposed transaction is valid.

Network fees and any other fee for each transaction are on the exchange page. The network fee for every pair differs depending on the blockchain of the coin you are sending. You can always check for the network fee and provider fee before initiating an exchange. Therefore, you will have complete information about the trade. EU requires that all transactions above 10BTC be subject to a KYC check. As a result, users who wish to initiate large transactions will have to submit their identity documents. Meanwhile, you can split bulk funds into smaller units to make things easier.

Fast transactions

After you calculate the price, you can buy the cryptocurrency in question using our Instant Buy service. The Instant Buy service is based on Fill-or-Kill order, which means that the order to exchange your USD to Ethereum will be filled exactly at the specified price. If there is a sudden significant change of price — this order will not be filled at all. Thus, you can expect a quick operation at a previously agreed price. Conversion from Ethereum to United States dollar can be done at current rates as well as at historical rates – to do this, select the desired exchange rate date. Additionally, the currency calculator shows the closing rate of the previous day as well as the highest and lowest rates of the conversion Ethereum – United States dollar. The results are displayed in a clearly arranged table. In addition to the Ethereum – United States dollar rate, the Markets Insider currency calculator also offers other exchange rates for about 160 international currencies.

Exchange, buy and stake 500+ coins in a one secure interface. You don’t need to worry that your transaction will get stuck for one or another reason. We guarantee that all the transactions will be completed. A coin price might change within a couple of seconds. In the case of coins that are not too expensive, it might not be crucial. However, a slight price fluctuation of, say, Bitcoin can have a drastic impact on your budget. The lowest and highest exchange rate for 1 ETH, in the last 24 hours was $1,470.24 and $1,611.35 accordingly. If you want to have a live portfolio review and market updates at all times, consider downloading the mobile application.

What is the token allocation for ETH?

All of the smart contracts, coins, and NFTs that exist on the current chain would be automatically duplicated on the forked, or copied chain. Web3 developers often opt to display a platform or protocol’s native cryptocurrency on the frontend rather than display a conversion to a fiat currency. But while it’s easy to focus on the native currency, displaying a fiat conversion might be a better option. User identity remains anonymous, and we do not require KYC. Furthermore, Atomic works as a decentralized interface. To initiate an exchange, you first need to deposit funds via crypto. Afterwards, tap the exchange option and select your desired exchange pair. Atomic supports a third-party exchange provider ChangeNOW. Cryptocurrency transaction fees depend on the network fees of corresponding coins and the fees charged by the exchange where the swap is carried out. The amount that our calculator shows is the amount that will be transferred to your wallet.

Is Binance or Coinbase better?

Binance is a better fit for people familiar with cryptocurrency lingo and investing options, whereas Coinbase is built for convenient, easy trading. Both exchanges provide mobile apps with varying functionalities.

These are the highest points the exchange rate has been at in the last 30 and 90-day periods. Daniel Broby owns a small amount of Ethereum and Guarded Ether . The latter is a token that is a collateral for staked ETH and gives the right to receive staking rewards. In a blockchain where participants maintain a shared ledger, Bitcoin’s creator needed to find a way to keep people from trying to game the system and spend the same coins twice. Proof of work was a clever kludge—it wasn’t perfect, but it worked well enough. Ethereum’s mechanism has other drawbacks—it’s tediously slow, averaging 15 transactions per second. CryptoKitties, a game where players breed and trade cartoon cats, caused a transaction pileup on the network in 2017. Sign up through Finder for a 5% discount on all trading fees. In 2020, the first phase of the Ethereum 2.0 network will go live. Called Phase 0, this initial evolution of the 2.0 network will launch the beacon chain and enable the Proof of Stake consensus mechanism.

US Dollar to Ethereum

ERC-20 is a standard developed after the release of ETH that defines how tokens are transferred and how to keep a consistent record of those transfers among tokens in the Ethereum Network. Put plainly, wETH is “wrapped ETH” but let’s start by introducing the players. Hardware-Wallets.ioA key component of the blockchain ecosystem. I love that I can almost do anything in AW I can purchase and exchange Crypto very easily, very user friendly.
eth conversion
In the menu, you can select the desired exchange rates of about 160 international currencies from the two lists. Additionally, the currency calculator allows you to calculate historical exchange rates in addition to the current rate. The results are displayed in a table with the closing rate of the previous day, the opening rate as well as the lowest and highest rates of the respective date. The Markets Insider currency calculator offers a currency conversion from Ethereum to United States dollar within seconds. Vacationers in Krypto can make conversions at the current exchange rate. The currency calculator provides an ideal tool for investors investing in international stock exchanges with different currencies.
Read more about bitcoin coverter here. Atomic has no access to your wallet, neither do we monitor your operations. Once you click the Exchange icon, ChangeNOW manages all other activities. So far, there have been no complaints about the operations and security of the ChangeNow exchange. Atomic is in a long-term partnership with the exchange provider. Once transaction will be confirmed and the exchange processed you will receive cryptocurrency to the recepient address. The website is safeguarded by a powerful SSL certificate.

The INX Digital Company, Inc offers technology services to all its affiliates. Digital securities and related services are offered by INX Securities, LLC, a broker-dealer/ATS registered with the SEC and member of FINRA/SIPC. The most common way of converting ETH to USD is by using a Crypto Exchange or a P2P (person-to-person) exchange platform like LocalBitcoins, etc. The Ethereum price page is just one in Crypto.com Price Index that features price history, price ticker, market cap, and live charts for the top cryptocurrencies. To check Ethereum’s price live in the fiat currency of your choice, you can use Crypto.com’s converter feature in the top-right corner of this page. If you are new to crypto, use the Crypto.com University and our Help Center to learn how to start buying Bitcoin, Ethereum, and other cryptocurrencies. Deposit crypto to our exchange and trade with deep liquidity and low fees.

Meet one of the most reliable and best crypto exchanges on the internet — Switchere. The register can be accessed under Insofar as investments in other financial instruments are made possible via Nuri GmbH, this is not done in the name or for the account of Solarisbank AG. This Ethereum and Ukrainian Hryvnia convertor is up to date with exchange rates from July 19, 2022. Registration on StormGain is a very simple and quick process. You can do it on the website or in the app that you can get in the Google Play Store or the AppStore. To create an account, use your email and phone number. Create a password and, if you have a promo code, don’t forget to use it. You don’t need to go through verification checks like on other platforms – StormGain lets you start trading instantly after registration. The referral rewards make 30% of the fees of the trading operations your referrals make.

You are the only one who is in charge of funds in your wallet. The company cannot access your funds, perform transactions, or manage your crypto-funds in any way. Before closing the deal, make sure you get the expected amount in your wallet. It calculates the final result, the number of coins that you will get in your wallet.
https://www.beaxy.com/
BrokerCheck

Where can I convert ETH to USD?

Coinbase, Gemini, and Kraken are 3 of the most popular exchanges used to sell Ethereum for US dollars. Of the 3, Coinbase may have the simplest interface. However, Coinbase also has the higher fees of the 3. Coinbase fees are 1.49 percent when using a US bank account.

Install the MetaMask Chrome or Firefox extension to quickly create a secure wallet. Enter the amount to be converted in the box to the left of Ethereum. Use “Swap currencies” to make Ukrainian Hryvnia the default currency. Click on Ukrainian Hryvnia or Ethereums to convert between that currency and all other currencies. Live Ether rates, instant Ether purchases, all in one place. UAH is the currency code for Ukrainian Hryvnia, which is the official currency of Ukraine. The 3 most popular Ethereum based wallets are Metamask, MyEtherWallet, and MyCrypto.
eth conversion
The transactions are absolutely transparent, and the results can be calculated in advance. Let us give you a short explanation of fixed vs. floating rates. A fixed exchange rate is set firmly and remains unchanged regardless of the market conditions. If you know at what price you want to buy BTC, this option is most suitable. On the other hand, a floating exchange rate generally fluctuates. This one is preferable if you expect external disturbances to move the price in your preferred direction. Wondering how to buy top performing cryptocurrencies at low fees? Other exchanges and sites proved to be prone to anonymous hacks and cyber attacks?

Which coin is best to invest now?

Bitcoin (BTC) – Crypto with the biggest market dominance

Considered a safe haven by many investors, it's safe to say that Bitcoin is the best cryptocurrency to invest in. Though its technology is now considered to be a bit obsolete, Bitcoin's blockchain technology is still one of the most advanced in defi protocols.

It also sends funds but only under certain circumstances. Also, Ethereum is a platform for creating smart contracts . They are built on the top of the Ethereum blockchain and allow users to send tokens. The tokens represent specific values, and the values aren’t limited to coins. Binance Convert is a simple tool for you to buy or sell cryptocurrencies with just a few clicks without having to go through placing orders on the trading interface. You can simply and instantly convert your crypto or fiat assets anytime with a live price based on current market conditions with zero fees. Either way, ethereum 2.0 promises to reduce the platform’s power consumption by 99.9%, making it far more sustainable.

Swapzone is an instant non-custodial cryptocurrency exсhange aggregator. Here you can convert BTC to ETH, exchange DOGE at the best rate in a matter of minutes, or choose the star fixed rate or floating rate deal for BNB coin, while we’re saving your time and money. At the heart of the platform is the idea of smart contracts, which are automated agreements that ensure that money and assets change hands when certain conditions have been fulfilled. All transactions on the platform ultimately use ether, and the success of the platform is why ether has been the second-largest cryptocurrency after bitcoin for the past few years. The fact that ether fuels the platform – even being referred to as gas fees – gives it a utility and an intrinsic value that bitcoin does not have. The rates displayed by the calculator represent market exchange rates, and are provided for informational and estimation purposes only. They do not include any conversion fees or other charges applicable to a conversion or other transaction. The calculator may allow you to calculate exchanges of currencies currently not available through Coinmama. The calculation by the calculator shall not be binding upon New Bit Ventures in the execution of transactions.

Webinar: Business Plan per giovani imprenditori e imprenditrici

I Coordinamenti nazionali dei Giovani Imprenditori e delle Imprenditrici di Confesercenti hanno organizzato una serie di incontri formativi mirati a far cultura d’impresa nell’ambito della finanza e dell’acceso al credito, ed in particolare sugli argomenti legati al business plan, le pratiche di acceso al credito e i motivi per cui tante imprese non prendono mai dei contribuiti finanziari.

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Dichiarazione imposta di soggiorno: proroga scadenza al 30 settembre

Facendo seguito alla precedente comunicazione, si avvisa che per effetto delle novità previste dal Decreto Semplificazioni, la scadenza per la dichiarazione dell’imposta di soggiorno, passa dal 30 giugno al 30 settembre 2022. Ci sono quindi tre mesi in più per l’invio dei dati del 2020 e del 2021, utilizzando il modulo, le istruzione e le specifiche tecniche forniti dal MEF.

La dichiarazione dell’imposta di soggiorno dovrà essere trasmessa cumulativamente per gli anni 2020 e 2021 al fine dell’indicazione, da parte dei gestori di strutture così come i percettori di redditi da locazioni brevi, delle informazioni relative all’imposta versata.

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Bando contributi finanziari a supporto della digitalizzazione e della transizione verso “Impresa 4.0” delle MPMI padovane

Obiettivi del bando
promuovere l’utilizzo, da parte delle MPMI della circoscrizione territoriale camerale, di servizi o soluzioni focalizzati sulle nuove competenze e tecnologie digitali in attuazione della strategia definita nel Piano Transizione 4.0.

Soggetti beneficiari
Beneficiari del Bando sono le micro, piccole e medie imprese, come definite dall’Allegato 1 del regolamento UE n. 651/2014, che abbiano sede legale e/o unità locale nella circoscrizione della Camera di Commercio di Padova.

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PREMIAZIONE DEL LAVORO E DEL PROGRESSO ECONOMICO 2021-2022

Martedì 21 giugno nella prestigiosa location del nuovo Centro Congressi si è tenuta la cerimonia di premiazione del Concorso “Premiazione del Lavoro e del Progresso Economico 2021-2022″.

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TURISMO RESTART – Incontro per il settore del turismo

TURISMO RESTART ✈️

INCONTRO PER IL SETTORE DEL TURISMO

 

Aigo Confesercenti Assoturismo e Cescot Veneto uniti per un Apericena InFormativa per presentare le opportunità di consulenza riservate agli operatori del settore turistico Veneto.
A disposizione diverse ore di attività di consulenza individuale volte all’arricchimento e aggiornamento professionale.
Sarà un momento per confrontarsi tra operatori del settore in una splendida location con un’atmosfera accogliente e informale.

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